I have big problem with this since I was a little kid. Yes, problem of lending and borrowing money. I have problem to do both. Since I don't like to lend people money, I believe people will feel exactly the same, and that is why I don't borrow either. Last resort always my lovely Malaysian banks.
Different case with family. I trust my family with my fully heart. So, as long as I have some saving to help them when they are in need, I surely will help. But if the saving not even enough for my meals, I'd tell them straight. I'm kind of straight forward person sometimes... yes, sometimes.
I intend to write about this when an incident happen. Before I write about this further, I'd like to tell you that this month I have a big financial crisis. Not that I spent over the budget... but I had to help my sister. She has a family and her husband is driving an airport limousine. Bad news was the limousine is broken. Something went wrong with the engine and some other parts too. So, urgently they needed RM*,***.**. I have invested RM*,***.** to a friend which I will get my money back in a year time with some interest. Sort of a business I'd say... I didn't want to see my sister in sorrow begging other people for money, so I use all the saving left [kept some for legal fees payment on Saturday] to help her. Yes... now I'm stuck -- financial crisis.
Ok back to the incident. Last week I plan to go with colleague for fishing, somewhere in Kedah -- a chalet on the water, beautiful scenery, calm water and a lot of fish. A colleague came to me and collect the money. It happen the plan was canceled because the owner of the chalet booked the wrong dates!. Ok fine. The plan canceled so I should get my money back, right? I waited for few days, no response. So, I assumed he has forgotten about the money. I met him and reminded him [did I told you that I was a straight forward person? gulp! I was hardly thinking a reason to ask about the money!] about the money. He said ok. BUT still I didn't get the money. Can you believe this? If you are at his situation, will you just say ok and pretend that nothing need to be done? It was unexpected and I was frustrated. Ok fine. The RM**.** isn't a big amount of money but due to my critical financial crisis, I do need the money to survive until end of the month.
I won't ask him about the money anymore and to lend him even a single cent seem impossible. No... not anymore. A new lesson I've learned.