Oh yeah, I’ve forgotten about the trip to Muar even thought there was nothing much to tell. Did I tell you that we were stuck on the Penang bridge from 2.40 until almost 3am because of the stupid road block. Sorry for being very blunt, but seriously I was mad. We started to drive late because we wanted to avoid traffic jam! Sigh.
My youngest sister was the warrior for this trip. She drove till Tapah and we stopped at R&R there for refreshing.
I didn’t eat, just drink. Seldom eat anything when travel.
Then, I drove from Tapah until Seremban. We stopped for pee and Dayah took over until Muar. Thanks Dayah! I guess I’m too old for a long, tiring journey. Lucky we got her!
This was what happen as soon as we reached at aunt’s internet cafe
Mom and daddy discussing about the biz
Hate the age limit! Don’t they know this surely kill an internet cafe biz?? Furthermore, my aunt is handicap!
Poor aunt, she was sad about the new rules.
The computers. But some of them using flat screen now.
The kids
Alone at the counter
Fried bihun…
… and Nescafe O for breakfast.
Right after breakfast we went to Muar Hospital to visit granny.
I’ve been trying to get my money back since January last year, but until today, I haven’t gotten any single cent.
Suituapui was right. It’s a scam but little hope is the company who is in charge for their account still exist and managing some other companies as well.
So, I’ve been doing since last year is to call them (Encik Azman and a lady just wanted to be known as Madam) every month. Recently, they ignore my call (actually mom called them instead of me since she deals with them from the beginning, it’s easier).
On 16/3/2010 I wrote a complaint to KPDN and NCCC. I hope I will get a feedback soon and can get my money back.
p/s: When I was at TM Net for complaining about my bill, KPDN called me and told me that they can’t do anything with business matter :( so, my complaint has been terminated.
Malaysian shares are expected to continue to be in the correction mode, especially with investors seeking a safe haven in the US dollar following weak European equities.
An analyst said the market had been drifting to form its base and would likely carry on the trend and trade around the current range.
For the week just ended, the benchmark FBM Kuala Lumpur Composite Index shed 41.29 points to 1,259.16 from last week's 1,300.45.
"There appears to be a flight to safe haven because the European market is becoming uncertain and this may affect the market. I see the dollar strengthening more," the analyst said.
He said that with 1,248 being a strong support level, the market just drifted on Friday to form a base. "It will continue to drift in the coming weeks, but prices will not crash," he added. He put the lower resistance at 1,255.
This week, in line with regional bourses, the local market saw a down trend with heavyweights, especially banking counters, taking a beating.
This was due to China's monetary policy tightening coupled with the proposal by the Obama administration to limit risk-taking by banks in the United States.
Locally, Bank Negara Malaysia kept the overnight policy rate at two per cent but hints of a possible review to avoid financial imbalances, had affected the banking stocks heavily.
There is speculation that interest rates will increase in the second quarter, causing costs to go up and affecting borrowing.
This week, the Finance Index dipped 336.7 points to 11,078.79 from 11,415.49, the Plantation Index fell 251.59 points to 6,188.13 from 6,439.72 and the Industrial Index was 114.86 points lower at 2,586.04 from 2,700.9.
The FBM Emas Index dropped 266.0 points to 8,484.0, the FBM Top 100 Index decreased 261.54 points to 8,249.32 and FBM ACE Index declined 113.38 points to 4,381.83.
Total turnover slipped to 5.23 billion shares worth RM7.66 billion from 5.927 billion shares worth RM7.437 billion a week earlier.
Volume on the main market dropped to 4.14 billion units valued at RM7.5 billion from last week''s 4.838 billion units valued at RM7.188 billion.
Call warrants went down to 193.12 million units worth RM37.04 million from 284.809 million units worth RM55.089 million.
The ACE Market volume fell to 558.8 million units valued at RM93.18 million from 748.839 million units valued at RM165.66 million. – BERNAMA
The ringgit is expected to rise against US dollar next week with Asian currencies lending support on positive economic signs in the region, dealers said.
"The ringgit will be well supported at the 3.40 level next week," said one of the dealers, who added that the ringgit may break the resistance level of 3.38 next week.
However, the dealer said that the fundamentals were still weak in the absence of strong leads.
"Any unfavourable news in the United States will downgrade the greenback's value in overseas markets, hence the ringgit is likely to ride on this weakness," he said.
Another dealer said the US Commerce Department will release its fourth-quarter gross domestic product (GDP) data on Friday and negative numbers will encourage investors to take positions on the US dollar.
He did not rule out the possibility of strong buying of US dollars if the data comes in much weaker than expected as most investors preferred to keep the greenback as a "safe haven" during economic crisis.
The local market will be closed on Monday for the Federal Territory Day public holiday.
On a week-to-week basis, the ringgit depreciated against the US dollar to 3.4060/4110 from 3.3940/3990 recorded last Friday.
The local currency declined against the Singapore dollar at 2.4256/4319 from 2.4203/4260 last Friday and was also weaker against the Japanese yen at 3.7748/7820 from 3.7586/7658 previously.
The ringgit, however, strengthened against the euro at 4.7602/7679 from 4.7978/8055 last Friday and also against the British pound at 5.5078/5173 from 5.5183/5281 previously. – BERNAMA
The Malaysian growth was not accidental. It was a result of the policies of the Government and the management of the economy and finances. National savings at 40% plus was the highest in the world and the reserves could sustain 4½ months of retained imports. The Ringgit was strong and steady - being valued at about... 2.5 to 1 USD for most of the time. - Tun Mahathir -
I don’t understand how it works, really. My friends told me that he click the ads few times. But when I see the “Earning” in their website, I gain nothing but RM0.00.
Anyone can explain how it works and why I didn’t get any cent?
Aslmkum… Saya dan rakan2 sering ke cafe Old Town White Coffee duduk minum dan bincang hal business. Bila melihatkan kemajuan perniagaan mereka ada keinginan utk memulakan perniagaan ala franchise seperti syarikat Old Town White Coffee. Rakan kami telah berhubung dan berjumpa dengan pengusaha Old Town White Coffee untuk mendapatkan peluang franchisee daripada syarikat mereka dengan modal sendiri di rumah kedai yg kami miliki di lokasi strategik. Alangkah terkejutnya kami ialah jawapan dari pihak pengusaha franchise tersebut adalah “KAMI TIDAK BERI PELUANG INI KEPADA ORANG MELAYU ISLAM UNTUK BERNIAGA” Walhal yang memenuhkan tempat dan saling berkunjung untuk makam minum di cafe ini rata rata kami lihat adalah orang Melayu Islam kita. Kita sering dengar kesama-rataan peluang yang di berikan oleh pihak kerajaan dan sering di tuntut hak mereka oleh bangsa Cina di Malaysia. Dari apa yang kami alami dapat di buat kesimpulan bahawa apa yang bangsa asing pentingkan adalah perniagaan mereka dan monopoli bidang dan menidakan peluang kepada orang Melayu Islam tetapi menuntut hak sama dan membuat untung dari orang Melayu. Lihat lah pekerja mereka semuanya pekerja asing dari Myanmar yang bukan Islam dan tiada pekerja bangsa Melayu Islam di Old Town White Coffee. Nasihat kami wahai orang Melayu Islam dan kami sendiri hindarilah dari berkunjung ke Old Town White Coffee kerana mereka bukan memikirkan kejayaan sama bangsa Malaysia tetepi mereka Anti Islam. Fikir-fikir lah..Salam WHITE COFFEE Oldtown Kopitiam ‘WCOK’ telah beroperasi bermula sekitar tahun 1999. Dimana diawal penubuhan status HALAL sebenarnya telah diragui lagi. Beberapa produk yang harus diragui STATUS HALAL & dikenalpasti HARAMnya ialah:- Nissin Noodles (Mee Segera Nissin Noodles) yang diimport dari Hong Kong (tertulis dipaket bungkusan) Daging Salai yang digunakan pada hidangan Sandwish & Nissin Noodles juga diragui status halalnya. Ini kerana pada waktu awal penubuhan White Coffee Oldtown Kopitiam 1999 tiada dipasaran Malaysia yang menjual Daging Salai HALAL. Perkara ini anda boleh rujuk kepada para penyelidik, pensyarah & pelajar di Fakulti/ Jabatan Perhotelan @ F&B / Food & Beverages Minyak yang digunakan didalam penyediaan menu ‘Ipoh Ho Fun @ Ipoh Kuew Teaw Sup’. Minyak tersebut dihasilkan sendiri oleh WCOK dan tidak terdapat dipasaran. Hanya diberitahu ianya minyak udang.. Tetapi adakah ianya benar & tiada campuran lain? Herbal Jelly adalah produk yang diimport daripada China. Diberitakan, antara isi kandungannya adalah kulit kura-kura. Khasiatnya dikatakan dapat memanaskan anggota dalaman badan (persoalannya – bolehkan UMAT ISLAM makan yang terhasil daripada KURA-KURA) Apa yang membuatkan UMAT ISLAM diMalaysia TERPEDAYA dengan status HALALnya ialah salinan sijil HALAL yang dikeluarkan oleh JABATAN AGAMA ISLAM PERAK @ ‘JAIPK’ pada beberapa produknya dijaja dengan mengatakan JAIPK akan memberi STATUS HALAL pada semua produknya yang sehiingga kini (dari awal penubuhnnya- dekat 10tahun dah) masih lagi tidak diperoleh Sila layari laman Web WCOK. Hanya sijil halal bagi beberapa produk yang disahkan oleh JAIPK yang dijajanya. Berbagai anugerah telah diperolehi, namun STATUS HALAL BAGI RESTORENNYA masih lagi TIDAK BERJAYA DIPEROLEHI. KENAPA & MENGAPA? Maka itulah umat islam dinegara ini terpedaya dengan helah apabila nama JAIPK digunakan. Selain daripada penyalahgunaan Sijil Halal yang dikeluarkan oleh JAIPK umat islam juga terpedaya dengan paparan pekerja islam yang diambil bekerja. Dimana dengan mengatakan yakni makanan yang dihidangkan adalah halal, maka pekerja-pekerja islam ini telah terpedaya untuk berkerja seterusnya menjadi penipuan yang tidak diketahui mengenai status halal makanan direstoren tersebut. Bagi pengunjung-pengunju ng, apabila melihat Sijil HALAL yang dipaparkan (yang dikeluarkan oleh JAIPK bg sesetengah produk sahaja & bukan yang dikeluarkan oleh JAKIM yakni pengesahan makanan yang dihidangkan oleh restoren terbabit adalah HALAL semuanya) serta pekerja-pekerja islam (yang tidak mengetahui akan Status Non-HALAL yang dihidangkan. Siap pakai tudung lagi) maka dengan mudahnya mereka memasuki dan menjamahnya. Seperti apa yang berlaku di KULIM, KEDAH bagi Kopitiam PAK’HAINAN (juga ‘TIDAK HALAL’). Sungguh menyedihkan apabila pengurus restoren beragama Islam dan berbangsa Melayu tidak mengendahkan & mengetahui status HALAL bagi makanan yang dihidangkan. Papan tanda diluar restoren juga sungguh besar menunjukkan pekerja islamnya memakai tudung menghidangkan makanan.. Begitu juga yang berlaku di TESCO Seberang Jaya, Perai pula Kopitiam WHITE HOUSE (juga ‘TIDAK HALAL’) selain menghidangkan `noodles @ mee’ yang TIDAK HALAL dan beberapa menu lagi yang tidak diketahui Status HALAL HARAMnya, mereka juga dengan selamba & tampa rasa bersalah mengunakan LOGO HALAL JAKIM tampa kelulusan. Apabila ditanya, mereka menjawab produk mereka semuanya HALAL. Dan apa buktinya bagi Noodles @ Mee Import yang dihidangkan dan beberapa produk lain, tidak tahu jawapannnya. Di TESCO Kajang pada tahun 2006, WHITE COFFEE Oldtown Kopitiam telah menghidangkan `noodles @ Meenya’ yang antara isi kandungannya terdapat ‘LUNCHEON MEAT’. Aduan telah dibuat, namun tiada tindakan daripada pejabat Agama diambil bagi men`yamak’ restoren terbabit. Perkara ini telah disahkan oleh perkerja Islam White Coffee Oldtown Kopitiam (kini telah berhenti apabila mengetahui perkara ini) selain daripada pekerja pihak pengurusan berbangsa Cina (juga telah berhenti apabila menghadapi tekanan daripada pelanggan mengenai Status HALAL JAKIM). Selain itu, walaupun WCOK telah membuka sehingga melebihi 100 cawangan dari tahun 1999-2008 diseluruh negara yakni dari utara hingga ke selatan namun STATUS HALALnya masih lagi tidak diperolehi. Dalam masa 10tahun, 100 cawangan telah berjaya dibuka dengan menghidangkan kepada UMAT ISLAM MALAYSIA makanan yang HARAM. Dan sungguh menyedihkan apabila pihak JAKIM selaku pihak Jabatan Agama yang bertanggungjawab dinegara ini mengambil sikap berdiam diri. Adakah seseorang dijabatan ini telah disogok agar tiada isu dibangkitkan & tindakan diambil walaupun sebenarnya telah ada aduan yang dibuat.. Apakah pihak di JAKIM hanya melihat kepentingan yang akan diperolehi dengan tindakan ini tetapi tidak PERHINTUNGAN di PADANG MASYAR nanti? Apakah perlu adanya aduan baru ada tindakan? Sedangkan pihak JAKIM telah melihat begitu ramai umat islam menjamah makanan di `WHITE COFFEE OLDTOWN KOPITIAM’ yang ‘TIADASTATUS HALAL’ dan kini terbukti ‘TIDAK HALAL’ nya. Adakah tiada pemantauan dan tindakan bagi pihak yang `TIDAK MENDAPAT KEBENARAN/ KELULUSAN’ JAIKIM menjugakan LOGO HALAL JAKIM? Hanya beberapa Kopitiam sahaja yang prihatin & dilihat telah mendapat `PENGESAHAN SIJIL HALAL JAKIM’ walaupun baru setahun jagung dibuka. Seperti SWENZ KOPITIAM & KAPITAN KOPITIAM. Dimana melalui produk menunya didapati sememang tiada makanan yang diimport dari TAIWAN, HONG KONG & JEPUN yang kebanyakkannya tidak HALAL. Mengapa restoren ini boleh mendapat Status HALAL JAKIM & terdapat sesetengahnya TIADA HALAL JAKIM. DIPERAK SIJIL HALAL UNTUK MINUMAN SAJA DI RANGKAIAN KOPITIAM INI Jawapannya MUDAH, ini kerana sesetengah hidangan makanan yang dihidangkan di Rangkaian Kopitiam seperti:- 1. WHITE COFFEE OLDTOWN Kopitam, 2. NEWTOWN Kopitam 3. WHITE HOUSE Kopitam 4. PAK HAINAN Kopitiam 5. JOM BALI Kopitiam adalah ‘TIDAK HALAL’.
Done.
These are what I think:
Is this a true story? If yes, why the writer didn’t write a complain letter to the local newspaper which can help others instead of sending email and hoping that this email will be the longest chain mail ever?
If it’s not halal as stated, why apply for franchise? Now blame the authority? Weirdo.
To me it’s simple. Those franchises or products that got halal logo on them, it will never be a problem to me. I got a pretty similar email before which claimed that Colgate and Kentucky Fried Chicken were not halal. Colgate -- because it’s content. Kentucky Fried Chicken -- because of the curiosity whether the slaughtering process has been done in proper religion way.
One of the ustazs (clerics) answered – leave those things to the authority as when you probe too much about it; you can’t eat or use the product at all. So, why don’t you leave that to the authority and do your things instead of being nosy and ustaz wanna be?
Some peoples have too much free time but never use it for some benefits.
Suppose I write about this last night (which for me its still at night as there is no sun now :P) but I was busy transfering money to this and that account (not mine :P), some calculation and discussion with mom and dad.
Ok, I couldn't sleep early last night (same went for the whole week) with coughing and itchy throat. So, I slept quite late. After took the coughing syrup, I chatted with Achik and Diana (my ex college mate) in Skype but then I was too tired to sit on the chair and took the laptop to my bed. End up, I kept falling asleep! I was nearly drop my laptop on the floor. I decided to say goodbye and went to sleep. It was about 3am? Roughly.
Like 10am in the morning mom knocked my door. I was half awaked. Open my door and mom told me dad wanna go to the talk. I was like "What???". Murmured to myself "Oh mom, you should tell me earlier!".
I didn't want to argue. Remember business opportunity really can't be missed and sleep never important (I know its important, but hey how many hours we sleep and how many hours we work to achieve our goal? Do the math).
Drank my morning sky juice. Toilet and quick shower.
Great. I had to iron my shirt as wrinkles were everywhere. Quick ironing. Then CK Eternity on me (lucky I only have 2 bottles of perfume left at home as I always have a hard time to choose, at least now only between Eternity and JPG) and out of the house.
We reached Cititel around 11.15am and did the registration. When we went in, I was curious. I thought it suppose to be a talk? But the tables were arranged like you are having an interview or applying bank loans. Lol. Oh, ok its not the talk but its more like a meeting. Ok, not bad tho. At least they can focus on us, questioning and answering session.
After few hours (6 hours to be exact?), my mom and I joined. Yes of course with some considerations and a lot of discussions between me, dad and mom.
After signing agreement and did the payment, we drove out of the hotel and seeking for foods! We were starving. Remember no breakfast (I ate 2 slices of bread with marmalade) and lunch. I took my parent to Hameed Soup. Dad and mom with ox tail soup and me with vein soup. Lol I know sound weird, but you better try! Then dad ate the nasi lemak. I ordered beef murtabak to share with dad and mom. The foods were yummy :P
Lets pray the project will be a great success ;) A good beginning for 2009 I hope.
p/s: Anyone live in or near Puchong? Please email me at chanija@yahoo.com
Anyone looking for a course for leech project? I know many of you have heard about this handsome income project. You don't need big capital to start. First you need a course on how to start. That is basic :)
I am helping my friend to spread this good news to my fellow bloggers :) If you really need this course you might click here. No harm click on it in case you wonder what is this about.
Ok, now here come the interesting part. If you want a great package, here is the deal:
1 person = RM350 5 persons = RM325 each 10 persons = RM300 each
But not to forget you have to mention my name in order to get this great deal :)
Yes I’m talking about money again and again. I never say that money is the root of happiness but without money can you get happiness? If yes, prove to me please?
I see my environment. I see my work place. I see my family. I see my blogger. I see friend. I see colleague. It is the same problem – money. Even though it is not about the whole community but it’s about 90% of the community facing the same problem called financial problem. Why I choose this title instead of Financial Freedom? Financial Freedom is different. Financial Freedom is when you are not afraid of losing job or not working where money works for you. Let say you have so many houses and the rental income give you a positive cash flow, when you losing your job you still alive and can survive with the income you get from rental. Get what I mean?
When we say financial problem, a lot of people get it wrong. Many people think if you are rich you are out of the financial problem circle. The answer is wrong. Doesn’t matter how much money you earn, but if you are a big spender you will face the same problem like any others too.
Here I want to discuss about this thing with you. Exchange ideas and tips too if possible.
1. Live below our mean
How many of you live below your mean? Live below your mean here means that you do not spend based on how much you earn or you can afford. Let say you earn RM1,000 monthly. You are not suppose to use up the whole RM1,000 without put aside some saving and investment. Investment here does not mean those investments like stock and others; you can simply put some amount of your money in ASB or ASN for your future. Remember, to be a financial problem free… you must at least have saving of 6 months of your salary. So it’s good for our rainy days. You never know something might happen and you have zero amount of money in your bank! I see most people in Malaysia use up all money and wait for the next salary money. What if all in sudden you fall sick and need some amount of money? What you can do? Borrow from the bank as personal loan? Borrow from family? Borrow from a friend? What if they are facing the same problem like you too and the bank just simply doesn’t approve your loan application? You’re dead my friend. So, try to reduce your monthly expenditure by write down your budget in a log book starting with the money you earn as your debit and money that your spend as your credit. Using a log book as your budget plan is the best way to see your cash flow. I know you can’t do it drastically but you can reduce it slowly. When you want to buy some things, put them in a list on a piece of paper and decide whether it’s necessary or necessity. Buy only necessary thing. There is no such thing as you have to pamper yourself after a hard work. Remember, when you have enough money and saving… you can enjoy yourself more without worrying at night before sleep that something bad might happen or it’s your down side of a life wheel. Do this and you will see your life is bright.
2. Do not use credit card
This is another thing that I always mention to my family and my friends. Credit card is the method for you to bring more debt into your life. It’s simple, don’t buy if you can’t afford. If you can afford why use credit card? Pay cash. Actually, I can’t say that using credit card is a bad thing to do. Only those who are discipline can use it. This does not mean you use credit card and waiting for the end of the month to pay the debt. You need to be honest to yourself and pay the amount that you spent last week in this week. That mean by spending your credit this week, you must be sure that you can pay the amount next week. By doing this, you already put aside some amount of money for credit card. Some of my friends feel weird that I never use credit card. I know bring some big amount of money is risky but I just simply don’t use credit card. The least I can do is to make debit card. You know what is debit card don’t you? It’s exactly like prepaid system for your cell phone. You pay before use. It’s safe and you don’t have to worry about any payment in the end of the month. Warren Buffet, the richest man on earth never use credit card. Why do you think you need it anyway? I was bad to my mom by breaking all her credit cards into pieces and left one for the petrol usage only. Actually I love her so much and I want her to be financial free when she retires. I don’t have certification on finance but I could help you with some advice on how you can save some money and have a financial problem free life.
3. Buy asset instead of liability
I see many Malaysian are crazy of car. Even some of my friends and colleagues prefer to buy a car rather than a house. Weird isn’t it? It’s totally weird. Remember, houses never depreciate and if it happens you can count by fingers. What about liability? Let’s take good example – a car. You buy a car this year and you want to sell it next year, do you think the price will gain and you get some profit? No, you don’t. But house will gain money and profit for you. It’s ok for you to buy a car after you already own a house. I know car is important in our life since there is no good public transports network. So, car is the safest vehicle at this moment. I was so shock when I found out my colleague changed her mind from buying a house with me and bought a car. I did advise her but she still stick to her own choice, buying a car. I hope she won’t regret with her decision since I know the price for house in Malaysia will increase more very soon. Oh by the way… do you know that sometimes liability can turn into asset when they make money for you. Let me give some examples for you. Let say you buy a car and you turn that car into a taxi, this car make money for you. So, it becomes your asset now. Another example is you buy a laptop for your business purpose. The laptop is not an asset anymore even though the price won’t gain any money when you sell but it already gives you some amount of money for your business by using it. These are good liabilities. Many people buying a house for rent using their own preference such as spacious and beautiful marbles. That is ok if you buy a house for you to live but it’s otherwise if you buy a house to rent. The location and the rental price are the only thing you need to consider before buying a house for rent. I see some mistakes made by some of my colleagues and friends. I shut my mouth for not being nosy. But if they ask my opinion, I have a bunch of them to share. I’m not a genius in this real estate business but I read a lot about it and exchange ideas with some friends who are already involved in this business for 10 years or more.
4. Diversify
To diversify you need to be creative. You need to work hard in order to be free financial problem unless you have great deal of salary. Work hard in here does not mean you have to work hard for your company. For many companies, do they pay you extra if you work hard for them? I know some companies do but can be counted by fingers. Your company gain profit but you gain nothing. Work hard here means you cannot be lazy. I like this quote:
“Laziness travels so slowly that poverty soon overtakes him.” –Benjamin Franklin-
I know many people out there want more income but how hard have they tried? Planning this and that without doing it is just a waste of time. It’s like daydreaming of you becoming a prince and when you are awake, you are just an average person who has nothing special but debt around. To get more income, you need to work hard (unless you are IT genius and you gain money by online business, but how many people can do it?). You need to diversify. Let say, you work from 8am-5pm. What can you do after work? You can bake some pizza and sell or simply on your laptop and build a website for people. Both make money. Both give you extra income. The more creative you are… the more income you get.
5. Business
Remember, you can’t be rich by working to a company or get highest qualification. The key is business. Do you think all people who own a private jet working with people? Do you think the richest man on earth work with people’s company? Do you think people that drive BMW and Mercedes normally those who work with people’s company? Some yes… but most people don’t. They own a company and they run business. The more business you are involved, the more income you get. To get or own more business you need to be creative like the 4th tip. Like me, yes I work with people and I do my part to save money for my rainy days and yes I will end up quitting with my job now and own a business. That is my promise to my body and soul. I keep praying to God and I hope I will be blessed.
"90% of wealth is from sources of business" -Prophet Muhammad S.A.W-
P/s: I have a link for you in case you still have doubt about how to clear your debt and be financial problem free. Click here.
My auntie is selling 10 computers. So, I guess for those who want to start an internet café business these computers would be a good deal. The details are like below:
- CPU AMD SEMPRON 2800 S745 -MB AMD ASUS KBV - X SE -VGA ATI RADEON R9550-D3GT 256 MB 128BITS -HDD 80GB 7200 RPM SATA WD800JD/PD -RAM DDR KINGSTON 512MB PC3200 -ATX CASING P4 -ACC FAN CASING -FDD 1044MB ALPS
For more info and price kindly contact her: Name: Nora Contact number: 014-2236454
I'm selling some cooking paste and I can guarantee they are delicious. In this modern world, we want everything simple, easy and fast. So this is the best thing that could help you -- cooking paste. If you are interested to know about it more, you can simply click here.
Have you ever heard of skyquestcom? If yes, you might have a clue what it is about. But if you don't I will tell you what it is about the best I could.
When first time my friend told me about this, I did not pay much attention about it -- in fact I did not bother at all, totally ignored. Then he gave me the website link through sms -- still did not impress me, but puzzled me a lot. I was confuse! So, I sms him back with a simple reply "You went to the briefing and I did not, so you expect me to understand everything by looking at this complicated website? Forget it". Then my phone beeping again. He replied "I will go to your house to explain". Ok... sound better to me. Deep breath.
When he came to my house, I was ready with my laptop surfing the website properly, so I could understand the basic things before he introduce to me. Maybe I could cut the introduction and jump to conclusion, save my time. He showed me everything including his account to make me understand better. Big smile on my face. Why? You will learn about these :
Personal Development – Everyone deserves to achieve more in life. Discover powerful ideas for personal growth and development
Master – Only from the best. Learn from the experience and wisdom of the world's #1 experts
Corporate – Go beyond your limit. Learn skills, mindsets and strategies to be more productive in your job
Family – Follow your heart. Develop and enhance your most meaningful and vital relationships
Lifestyle – Health is Wealth. Learn how you can live a healthy and more fulfilling lifestyle
Japanese – Japan's best speakers and trainers bring you unique perspectives (Japanese)
Chinese - Tap into the minds of today's top Chinese speakers (Mandarin)
Hindi – India's best minds bring you their unique wisdom and perspectives.
Language Mastery – Language is a valuable asset. Learn conversational English or Mandarin at your own pace
There are some mentors who will share their experience and motivation too. They are :
Robert Kiyosaki Bestselling Author of, “Rich Dad, Poor Dad”
Best-known for his “Rich Dad, Poor Dad” series of motivational books and other material. Robert’s focus is to impart you the important principles to help you generate wealth and achieve financial freedom.
Brian Tracy The World’s Leading Authority in Business
The world’s leading authority in Business and bestselling author of “The Psychology of Selling”. Let Brian coach you in leadership, sales, managerial effectiveness, and business strategy
Antonio Inoki Famous Japanese Speaker and Professional Wrestling Legend
Now a famous motivational speaker and politician, Antonio still remains one of the most famous and popular wrestlers in the history of Japanese pro-wrestling. Be inspired by the man who promotes world peace through sports and listen to his unique principles about achieving success.
John Gray Bestselling Relationship Author of, “Men Are from Mars, Women Are from Venus”
An expert in the field of communication, John Gray's focus is to help you understand, respect and appreciate its differences in both personal and professional relationships.
Ron Kaufman Internationally Acclaimed Guru for Partnerships and Quality service
Author of the bestselling series “UP Your Service!” and founder of “College”. Let Ron impart you powerful and effective principles you can apply to enhance your level of performance in customer service.
Joe Girard Guinness Book of Record’s “Best Salesman in the World”
The World's Greatest Salesperson and Motivational Speaker in Sales Training, Lectures, Meetings. Everything he says, you can take back with you and use to achieve more sales, more confidence and adopt a better attitude.
Robert Allen Finance Guru and New York Times Bestselling Author
Robert Allen’s colossal bestsellers, “Nothing Down” and “Multiple Streams of Income “ established him as one of the most influential investment advisors of all time. Open your mind and let Robert show you the way to your financial success!
They are real and it is live! :) What is better than that you can get? You know Kiyosaki is my greatest mentor and you can imagine how impress I was when looking at his video giving his motivation. So amazing! There are also motivation by Bill Gates and Warren Buffett! You will love it :)
This website also has some games and learning materials for your kids. You do not need to go to the mall to find learning material fr your kids anymore. It is proven and it is the easiest way for your kids to learn! I bet you want the best for your kids :)
You can view this website by clicking the image above and understand what is this website about first. If you are interested you can email to me at : chanija@yahoo.com
I've found this biz through here. I'm kinda confuse with the system and I hope others who has joined this can share some opinions and experience... Hopefully.
I found an interesting leech project somewhere. Actually I'm interested with this project ages ago but have no idea where to start and who to ask. Anyone interested?
This morning I attended a real estate seminar held at Vistana Hotel by AssetFirst. It started at 11am. Around 10.30am I fetched Joseph [he was the one told me about this seminar] and straight drove there. Reached there, around 20 peoples were there. Breakfast was provided but I didn’t know. Lol. Nevermind I ate bread and butter earlier.
Around 11.15am the seminar started [ah any Asian ever punctual?]. It was a great start with a hand-full of soil and little green plant. Yes, it’s abstract which you could assume about real estate investment.
Now, I understand how it works for one person to own so many houses. Your name won’t be written on the S&P but the TRUSTEE. So, it’s like you and some other thousands people invest on 1 property which give you opportunity to buy more properties. They have a system and I bet some other groups have started this earlier. The more you invest the more nett profit you gain. They have few schemes and you have options depending on your budget.
The thing is I've bought a house and to let it go is like to throw RM1,200.00 to the rubbish bin. Yes, I have paid the S&P and the booking. I’ll surely join but not at this very short time. For some reasons I've some plans to get done too. Now as you can see, everything is about money. Some says “No money, no talk”?
For those who are interested in property investment you can click HERE.
*Yawn* Woke up at 9am. I looked at my bloody mouse that wasn’t working anymore. Played with niece and watching tv. Went out around 12pm and drove straight to petrol station nearby [Caltex]. Swipe my credit card -- failed. Urgh! I tried another card, same result. Fine… drove to another petrol station at Relau [Shell]. I swipe the same credit card but this time it could be used. Weird? As the matter of fact, I only like Shell for some reasons.
Drove to fetch Nadia at Pulau Tikus. We went to Prangin Mall. Searched for mouse and after went in few shops, I bought a ladybird [kind of bug] shape -- RM29.00. Yesh! I can go online later. Lol.
Then we searched for Heroes dvd that I've been craving for ages. Season 1 for RM30.00 and Season 2 for RM14.00 [not yet complete for Season 2]. I decided not to buy. Why? This was how the phone conversation went:
Faisal : Oi Amir! Asal dvd Season 1 RM30.00? Ko cakap RM15.00 je?
Amir : Ko tengok dekat mana?
Faisal : Prangin Mall
Amir : Ah! Takyah ar. Batu Feringghi lagi murah beb!
Faisal : Ah! Sedih betol. Nanti ko pegi sana belikan untuk aku lah.
Amir : Ok.
Hmm, it was lunch time. We had few choices.
Mc Donalds
Nadia : Ah! Dan… Mc D boring lah
Me : Ok.
Steamboat
Me : Nad, is it halal?
Nadia : Er, I don’t think so *laff*
Sushi King
Both : Ok!
Cold green tea for both. Nad ordered chicken set [don’t know what they called it] and me with “All Fry” [tempura set – fish, prawn, sweet potato, brinjal, vege together, egg pudding and seaweed soup]. Also I took a plate of deep fried prawn sushi with sashimi. Burp! I was damn full.
Ok. We need a walk. We went to Popular Bookstore since Nadia wanted to buy some books [she teaches a tuition class] and I wanted to show her some Azizi Ali’s books. I found some interesting book in finance and blogging but forget it. No budget. Next time maybe…
We went to Starbucks. Nadia with Frappucino Caramel and me with plain Cappucino. We discussed about kindergarten. She showed me all documents that she brought regarding kindergarten which we plan to open.
Drove home around 7pm. I really hope that we will have a successful business. Insyaallah…
Feel like just started with this Internet Cafe business. Believe it or not, I've invested 5 computers at my aunt's internet cafe. RM2.4k for each computer include with games and license. Don't bother with the price but the nett profit I got monthly is RM1.5k! Awesome income eh?
My next plan is to find bigger place for my aunt or maybe open another branch. Internet cafe business really give me a handsome profit. So, why not go further?
I need good income like RM10k monthly -- preparation for petrol station business!
Urgh, I’ve been away from my computer for so long. Last Wednesday was the last time I used computer surfing net, forums and blogs. Then on Thursday morning I shut down. This morning, I turn it on and something weird happen. Darn! Windows changed to ice age mode -- Yeah, old classic mode. It doesn’t really matter if just the mode changed but I couldn’t connect to the internet. Now, it’s beyond my temper! Now, I'm running my stupid 2 anti virus -- Avast and Mech5. I do miss my Kasperky 6. I’ll ask from Bob Annes as soon as I could get online.
Ok, back to the topic… my great vacation in 2008. I didn’t expect it'd be a great vacation since I've been to Muar and also Malacca. I watched a program on TV called 360 degrees and it attracted my eyes regarding Morten Village -- it’s about Portuguese village full of culture, foods and life style which I like to know and interesting. So, ok… and the journey begun… [Remember we drove 2 cars]
7/2/2008 - Thursday morning, we woke up early. As early as we get up to work! Haha. I don’t mind… really. We moved around 8am. We stopped for late breakfast at Sungai Perak. It was almost noon, so we ate like 2 in 1 meal. We chose rice. What special about this Rest and Refreshment [R&R] stop? Hehe we could find 2 restaurants selling Ikan Patin. What is it? It’s a river fish. I didn’t like it that much, lol. Enough to say that I'm happy that I tried it once! Experience tells… =P
The journey was long and when we almost reach Malacca, the bad traffic started which annoyed me a lot! Imagine… we reached Malacca around 5.30pm! Scroll up and read what time we started journey. Reached there I ran to bed and take a nap. Around 8pm, mom woke me up. Parent and I drove to Muar to fetch my aunt. 2 hours drive to get there. So, go and back took us 4 hours. Aunt took us dinner at Muar. Nurul, Dayah, Hadi and Sharol didn’t go to Muar since Sharol was tired and fell asleep soundly. They ate dinner around the hotel then. I reached hotel around 2am, shower and food and slept around 3am!
8/2/2008 - Next day, woke up a little late… around 9am. Parent and aunt bought breakfast. So, I didn’t need to hurry for breakfast. We got ready as slow as snail and drove to town for Asam Pedas Melaka. Aunt took us to one of the best. But we were shock with the price though -- 2 Jenahak fish head curry [half only for each], 8 pieces of chicken, few slices of squids, white rice for 9 plates, some Cucur Udang and vegetables cost about RM96.00. Ouch! Then, we drove to find Morten Village [scroll up and read what it’s about]. 2 rounds in the jam city was really pain in the ass. We couldn’t find it and changed plan go to the seaside and eat mix fruit rojak. When we were driving to the hotel, friend told me Morten Village moved to another part of Malacca. Gees! As soon as we reach hotel, everybody were tired and took a rest. Nothing special at night but boring dinner that sisters and bro in law bought. Right after 12, mom was the 1st person wish me birthday when I went out of the shower followed by my aunt and daddy.
9/2/2008 – I got many sms and calls from friends and relatives regarding my birthday and yes kind of disappointed with some friends that didn’t even remember my birthday. Especially those who are close to me and I never miss their birthday. Nevermind… life never fair… =) We planned to go to hottest place in Malacca now call Famosa Resort. It has 3 nice spots like Water Theme Park, Safari and Cowboy Town. Since we don’t want to waste time in the water theme park [yes we don’t have enough time], we just simply chose safari. Never a wrong choice though, it was so cool! We had great time together with whole family. It has been so long we went for vacation together. We left safari around 7pm and drove to Muar. Yes, we had book tables at Pelangi Hotel restaurant. As soon as we reached our hotel [Muar Traders Center], we showered and got ready. We were late! Kak Ana, Jojie and nenek joined the dinner too. Haha! It was my birthday celebration. Yes no cake, but great foods. I ate some prawns and lovely bean curds. Burp! Was so full haha!
10/2/2008 – We suppose to go back today but we were all exhausted. So after we discussed, the result was we stay for 1 more night. We ate some puff at Secret Recipe and lunch at the place aunt took us on the 1st day we fetched her. It was the same menu -- Asam Pedas hehe my favourite. We went to Tomyam restaurant for dinner. One of the best in town -- that was what my aunt told me haha! But the foods were awesome, really. Oh yea, also… bad news on that night, Man Utd lose to Man City by 2-1. No mood to elaborate!
11/2/2008 – We got free breakfast. Buffet at the hotel. Yay~! This was the best part… the foods there were delicious. It was a fun breakfast full with laugh and joy. We packed and checked out at 1pm. We drove to my aunt place and ate lunch there. Then played Counter Strike at our cc. Hehe… first time I used my own pc that I put there for playing games. Thanks aunt for giving me opportunity involve in this cc biz. Around 4pm, we drove back to Penang. We reached home around 3am. Duh! I was so tired but it was a great start of 2008!
Ah ok, I write again. Just wake up *yawn*. Wanna share some pictures with you. Ok first this is my niece, latest. This is Patrick, if you know Sponge Bob then you have an idea about what it is. How cute?
I should have met my friend Nadia for kindergarten discussion. I was so busy these few days and Sunday is the only day left for me to rest. Next week I'll be going to southern of Malaysia, yes.. vacation with my beloved family. I'll meet her week after then. This should be my next business. God bless!
Today I have a sad news which kinda make me shock. A friend of mine who I just met few days ago, is sick. I mean very sick. Brain cancer... yes so sad to hear. Doctor gave her 6 months and believe it or not she has 2 months left. I feel so sad and I won't reveal her identity till her last breath. She is strong and happy. God, please give her more time =(
Quote of the day : "When God takes something from your grasp, He's not punishing you, but merely opening your hands to receive something better"
Special thanks : Thanks mama [my aunt in Muar] for sharing your RM5 credit to my cell. Hehe officially using prepaid starting 31st January 2008.
It was a very tired day. I was awake by I didn't know what at 6am. Then I couldn't sleep. So, to avoid being late for meeting my jersey customer I chose not to lay in bed. So I came in front of pc and checking email, disturb some friends on ym and msn, forum-ing, sms-ing etc. Yes, I was still blur and sleepy *yawn*. Shower at 9am, and 10am sharp went out to pass the jersey to her at Bayan Baru. Then came back home, mom wanted me to buy some coconut milk and rice. Ah, ok... went out again. Bike wasn't in good condition -- tyre punctured. Ok ok, car again... big and hard to park in this er... we called it village? Perhaps, still rural tho. Then reach home, whole family wanna go out. Yeah, we went to workshop first, as I need to fix my silly boot. Cost me RM260. Ouch! Since Dec 2007 until now I've to pay RM1k just to repair my 7 years old car. Whatever... my cash flow didn't sound so good these few months. Yeah, buying house... start business. All start with capital, big one... money. After the car fixed, we went to food stalls behind the old Penang soccer stadium. Ate Mee Kuah there. Then, family wanna go to Tesco buying some groceries. I was half fainted. I didn't know why, my body lately exhausted and dehydrated. So, I chose to stay in the car and read my book that I just bought about Landlord by Azizi Ali. Ah, ok they took hours... and you know I couldn't leave my car on like that without moving. It was hot [asia is humid? hell with that!]. I kept switch my car on and off and kept bothering them by sms-ing my sister provoked them to make it faster. Ok, we haven't bought the KFC whipped potato for niece and time was almost 6.20pm. Drove to Sunshine Square for KFC. Reached home around 6.40pm. Then I joined WoE. What is WoE? It's war of emperium, refer to my old post and if you still have no idea what it is about kindly surf google. Thanks! War was clumsy and it was my 2nd time playing High Priest. Start to like High Priest tho.
War finished at 9pm and I ate some fried rice that we bought earlier on. When and where? The place we ate Mee Kuah lah! Lol. Then, watching tv with mom and sis. 11pm, soccer -- Spurs vs Man Utd. Bad game. Why? Almost lose and it ended with a draw. Damn it! Then I came to pc just to bitch about soccer and ragnarok, Zoid aka Azmi pm me via ym "Dude! Let's MVP!!!" Haha. It was about 3am. I joined them since the id that I reloaded still got credit. It was fun tho. Long time I didn't have a good time MVP like this. It was loooonggg time ago. MVP was one thing and playing High Priest MVP-ing is another thing huhu.
Finished around 5am, posted some screenshots and ran to bed. Too sleepy already.
Ah ok, enuff about yesterday. Why I write this today? I'm tired and bored. o.O
I didn’t eat, just drink. Seldom eat anything when travel.
This was what happen as soon as we reached at aunt’s internet cafe
Mom and daddy discussing about the biz
Hate the age limit! Don’t they know this surely kill an internet cafe biz?? Furthermore, my aunt is handicap!
Poor aunt, she was sad about the new rules.
The computers. But some of them using flat screen now.
The kids
Alone at the counter
Fried bihun…
… and Nescafe O for breakfast.
