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Sunday, October 19, 2008

Brain of an Indian

This is not a story but a true incident that happened in USA.*

An Indian man walked into a bank in New York City one day and asked forthe loan officer. He told the loan officer that he was going to India on business for two weeks and needed to borrow $5,000.

The bank officer told him that the bank would need some form of security for the loan. The Indian man handed over the keys to a new Ferrari parked on the street in front of the bank. He produced the title and everything checked out.

The loan officer agreed to accept the car as collateral for the loan. The bank's president and its officers all enjoyed a good laugh at the Indian for using a $250,000 Ferrari as collateral against a $5,000 loan. An employee of the bank then drove the Ferrari into the bank's underground garage and parked it there.

Two weeks later, the Indian returned, repaid the $5,000 and the interest, which came to $15.41.

The loan officer said, "Sir, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that you are a multi millionaire. What puzzles us is, why would you bother to borrow "$5,000"

The Indian replied: "Where else in New York City can I park my car for two weeks for only $15.41 and expect it to be there when I return'"

(Ah, the brain of the Indian.... eh?';)

26 comments:

  1. hahaaha.. it totally makes sense. :) Though this is the first time I've heard of someone who'd take drastic measures like that.

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  2. shemah - hehe. he is brilliant. now i have an idea!

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  3. sgt bijak!

    would they let him do that lagi after knowing his real intention?

    not that it matters but kan.. tak ke org bank tu cam.. got offended since bank jadi tpt parking his car pulak hehe

    i guess things sort of like that only can buat once haha

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  4. adila - i bet there is more than one hotel in NYC. hehe.

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  5. bila baca ni teringat kt my fav teacher masa sekolah dulu. First time dengaq crite ni dari mulut dia..

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  6. kamal - wah. tahun bila tu?

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  7. Ha ha good one.
    Sound like Tony Fernandez kind of thinking.

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  8. hahaha..nak park keta je..bijak..bijak.

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  9. act read this joke before, but it was chinese instead of indian then. but anyway, its still funny :)

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  10. Damn.

    Hahahahahahaha

    You know, I was thinking that Indian Man is a car jockey. :D

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  11. ismail - tony's way of thinking? how? hehe. now it becomes interesting.

    mummy - ye akak. jom cari parking free! haha.

    arnamee
    - hehe :)

    quachee - haha. actually when i read this joke what came into my mind was it wasn't an indian but a chinese.

    ann - haha! that is a bad idea :P

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  12. Aisey bro, tak kan tak faham....
    "Now everyone can park la @ NY".

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  13. ismail - haha. i'm puzzled. still.

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  14. I've read this before in emails I received. Very clever : )

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  15. LOL! He is very smart!

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  16. foongpc - hehe. yes very clever. i guess this was how bill gates and warren buffett do to make them rich like now :)

    aisha
    - hehe indeed!

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  17. soooo clever!!!!

    this truth story makes me laugh...that Indian Man really using his brain wisely,indeed...

    i wish i could be a millionaire too...sigh...

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  18. This story first appeared in talmud, the Jewish second holiest book. Jews are the smartest and most intelligent people in the world. I admire them deeply.

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  19. axim - if we stay focus on getting rich, we surely can be one! :)

    joseph - no idea about that. but if they are good why not learn from them :)

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  20. There are indeed many wise parables that were written in talmud that had been translated into other languages. You'd be amazed on how far and how deep Jewish logics and thinking by reading these.

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  21. joseph - maybe i'm too busy with finance books :P

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  22. No need worry. you can't find books talking about Jewish wisdom in English in Malaysia. Lucky I know chinese :)

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  23. joseph - lucky you :) but its ok. still got lots of books for me to read :)

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  24. racist! hahahaha.. Funny story but yet quite interesting :)

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  25. bcd - haha. racist? but this is a good story about indian :P

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